TOTAL & PERMANENT DISABILITY INSURANCE?

Total & Permanent Disability (“TPD”) insurance provides a one-off payment that can help you:

  • Fund lifestyle changes
  • Cover the cost of long-term care or medical expenses
  • Pay off any financial commitments, including your mortgage

if you suffer an illness or injury that leaves you totally and permanently disabled.

NEW OR REVIEW?

You can assess whether TPD provides a net benefit for you or can we also check in to see what you may already have in place.  Delivering one of the following outcomes:

Keep your Existing Policy/Provider with the Existing Cover you have
Keep your Existing Policy/Provider and revise the Existing Cover you have
Change your Existing Policy/Provider with the Existing Cover you have
Change your Existing Policy/Provider revise the Existing Cover you have

HOW MUCH DOES TPD COST?

Much like Income Protection insurance, TPD Insurance premiums depending on age, gender, medical history and the amount of cover needed.