WHAT IS PROPERTY INSURANCE?

When your property is used by you or others to operate a business it needs protection.  You might utilise a shop, office, factory and you can protect it against general property damage, loss of rent, glass damage and public liability.

As an investor, Landlord Insurance can also protect against a range of scenarios including glass and crime-related damage.

NEW OR REVIEW?

We assess what level and type you need for new buildings, or we can check what you may already have in place.  Delivering one of the following outcomes:

Keep your Existing Policy/Provider with the Existing Cover.
Keep your Existing Policy/Provider and Revise the Existing Cover.
Change your Existing Policy/Provider with the Existing Cover.
Change your Existing Policy/Provider and Revise the Existing Cover.

HOW MUCH DOES PROPERTY INSURANCE COST?

Property is varied of course, though here are some factors that may influence Premiums:

  • Nature – The structure itself – age, structure, maintenance etc.
  • Location –  Geography obvious plays a relevant part.
  • Business Type – What is the Property used for?
  • Extent – The level of inclusions or exclusions in your Policy.
  • Excess – What are your willing to contribute.

Generally there are a lot of precedents in this area, so with our access to a wide panel of insurers we can get you a policy estimate swiftly.