WHAT IS BUSINESS INSURANCE?

Business Insurance has a wide scope and provides protection for your business, that generally includes:

  • Premises & Contents – material damage losses suffered from an unexpected event like a fire, theft, and accidental damage.
  • Operational –  financial loss as a result of a business interruption through a material damage claim or similar.
  • Public Liability – costs of a claim for injury or damage to property of others occurring either at your workplace or another location.
  • Tax Audit Insurance – covering fees of accountants costs from an audit by the Australian Taxation Office or similar.

There are many different types of Business Insurance cover options, each designed to protect different areas of a business’ operation. Some of these we also cover in this site in more detail.

NEW OR REVIEW?

We assess your requirements for Business Insurance, or we can check what you may already have in place.  Delivering one of the following outcomes:

Keep your Existing Policy/Provider with the Existing Cover.
Keep your Existing Policy/Provider and Revise the Existing Cover.
Change your Existing Policy/Provider with the Existing Cover.
Change your Existing Policy/Provider and Revise the Existing Cover.

HOW MUCH DOES BUSINESS INSURANCE COST?

List the assets or scenarios where your business needs protection in the event of an incident.

There are precedents we can draw on to determine and negotiate policy premiums.

As a guide, insurance underwriters use actuary tables configured from this historical data, and projected risks regarding similar businesses. With the latest technology available to us, we can get a quote to you very quickly.